PPF Calculator
Total Investment: ₹0
Total Interest: ₹0
Maturity Amount: ₹0
PPF Calculator – Calculate Public Provident Fund Returns Online
The PPF Calculator helps you estimate the maturity value of your Public Provident Fund (PPF) investment easily. PPF is a long-term, government-backed savings scheme that offers guaranteed returns, tax-free interest, and EEE tax benefits under Section 80C of the Income Tax Act.
Using this calculator, investors can instantly find out how much their yearly contributions will grow over the 15-year lock-in period.
🔍 How Does the PPF Calculator Work?
The PPF calculator uses the current government-notified interest rate (currently 7.1% per annum) and compounds the investment annually. Simply enter your yearly investment amount, and the calculator will display:
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Total amount invested
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Total interest earned
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Final maturity value
💡 Key Features of Public Provident Fund
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Minimum yearly investment: ₹500
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Maximum yearly investment: ₹1.5 lakh
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Lock-in period: 15 years
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Interest rate: Declared quarterly by Government of India
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Tax benefit: EEE (Exempt-Exempt-Exempt)
✅ Why Use a PPF Calculator?
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Accurate future value estimation
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Helps in long-term financial planning
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Saves time and avoids manual calculations
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Ideal for retirement and child education planning
📊 Who Should Invest in PPF?
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Salaried individuals
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Self-employed professionals
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Risk-averse investors
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Parents planning for long-term goals